Albany Law School

B.A., Lemoyne College
J.D., Columbus School of Law

Elizabeth Renuart is an Assistant Professor of Law at Albany Law School. Prior to joining the faculty at Albany Law School, Professor Renuart served as an attorney with the National Consumer Law Center in its Boston office where she focused on consumer credit issues, truth in lending, banking law, and sustainable homeownership issues. She co-authored two of NCLC's treatises, Truth In Lending and The Cost of Credit: Regulation, Preemption, and Industry Abuses and two other books, Stop Predatory Lending: A Guide for Legal Advocates (2d ed. 2007)and Foreclosure Prevention Counseling: Preserving the American Dream (2nd ed. 2009). She also has authored several journal articles related to these topics. She was a member of the Consumer Advisory Council to the Federal Reserve Board from 2001-2003.  Prior to joining NCLC, Ms. Renuart was the managing attorney of a legal services program in Baltimore that provided representation to homeowners in danger of losing their homes.

Curriculum Vita (.pdf)

Property Title Trouble in Non-Judicial Foreclosure States: The Ibanez Time Bomb?, 4 Wm. & Mary Bus. L. Rev. ___(forthcoming 2013)

Integrity and Accountability in the Secondary Mortgage Market, Hamline Law Review (2012)

Toward a More Equitable Balance: Homeowner and Purchaser Tensions in Non-Judicial Foreclosure States, 24 Loy. Consumer L. Rev. 562 (2012)

The Limits of RESPA: An Empirical Analysis of the Effects of Mortgage Cost Disclosures (co-author Jen Douglas), 21 Housing Policy Debate 481 (2011)

THE COST OF CREDIT: REGULATION, PREEMPTION, AND INDUSTRY ABUSES (National Consumer Law Center):  1997-1999 Supplements; 2000 2d edition, 2005 3d edition, the 2001-2008 Supplements, and 2009 4th edition (co-author: Kathleen Keest)

The Truth, the Whole Truth, and Nothing But the Truth: Fulfilling the Promise of Truth In Lending, 25 Yale Journal on Regulation 181 (2008) (co-author: Diane Thompson)

The Legal Infrastructure of Subprime and Nontraditional Home Mortgages, in BORROWING TO LIVE: CONSUMER AND MORTGAGE CREDIT REVISITED (Nicolas P. Retsinas & Eric S. Belsky eds., 2008) (co-author: Patricia A. McCoy).

TRUTH IN LENDING(National Consumer Law Center): 1997 and 1998 Supplements; 1999 4th edition, the 2003 5th edition, 2007 6th edition, and the 2008 Supplement (co-author: Kathleen Keest)

STOP PREDATORY LENDING: A GUIDE FOR LEGAL ADVOCATES (National Consumer Law Center): 2002 & 2d ed. 2007)(co-author: Alys Cohen)

FORECLOSURE PREVENTION COUNSELING: PRESERVING THE AMERICAN DREAM (National Consumer Law Center 2007)(co-author: Odette Williamson)

The Life and Debt Cycle: The Growing Debt Burdens of Older Consumers and Related Policy Recommendations, 44 Harv. J. on Legis. 167 (2007) (co-author Deanne Loonin)

The Credit Card Market and Regulations: In Need of Repair, 10 N.C. Banking Inst. 23 (2006) (co-authors: Carolyn Carter, Margot Saunders, Chi Chi Wu)

An Overview of the Predatory Lending Process, 15 Housing Pol'y Debate 467 (2004)

Toward One Competitive and Fair Mortgage Market: Suggested Reforms in A Tale of Three Markets Point in the Right Direction, 82 Tex. L. Rev. 421 (2003)

Payday Loans: A High Cost for a Small Loan in Low-Income and Working Communities, 34 Clearinghouse Rev. 589 (2001) (co-author: Jean Ann Fox)

Less Than Six Degrees of Separation: Consumer Law Connections to Your Practice, 31 Clearinghouse Rev. 584 (March/April 1998), 31 Clearinghouse Rev. 3 (May/June 1998) (co-author: Deanne Loonin)