Laws regulating credit in the United States remained fairly static until the 20th Century. This course will examine the dramatic evolution of laws affecting consumer credit and the dergulations of these laws at the federal and state level, focusing upon the last thirty years. The course will address how these changes paved the way for positive innovation, and abuse.We will explore the various types of credit products, lenders, and the mechanisms that fund the lending system as well as the legislative and regulatory action prompted by the recent financial crisis.
80 New Scotland Avenue, Albany, NY 12208-3494
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